Cumming Homes under $300,000

Welcome to Cumming, Georgia – a charming city nestled in the heart of Forsyth County, where southern hospitality meets modern living. Just a short drive from the bustling metropolis of Atlanta, Cumming offers the perfect blend of small-town charm and urban convenience. With its picturesque landscapes, vibrant community, and an array of recreational activities, it’s no wonder that Cumming is becoming a sought-after destination for families, young professionals, and retirees alike.

Cumming is known for its beautiful parks, stunning lakes, and a plethora of outdoor activities. Lake Lanier, one of the largest and most popular lakes in Georgia, provides endless opportunities for boating, fishing, and swimming, making it a favorite spot for locals and visitors. The city also boasts a thriving downtown area, filled with delightful shops, delicious dining options, and community events that foster a strong sense of belonging.

For those looking to settle down in Cumming, there’s great news! The real estate market offers a variety of homes under $300,000, making it an affordable option for first-time homebuyers or those looking to downsize. These charming properties range from cozy single-family homes to modern townhouses, providing ample choices for every lifestyle. With excellent schools, friendly neighborhoods, and a welcoming atmosphere, Cumming is an ideal place to call home.

Explore the possibilities that await you in Cumming, where affordable living meets a vibrant community, and discover why so many are choosing to make this delightful city their home.

Newest Cumming Homes under $300,000

$280,000

2 Beds ⋅ 1 Baths ⋅ 7847603 MLS

4055 Merritt Drive, Cumming, GA — Sold As Is, this property presents an excellent opportunity for investors, flippers, or buyers looking to renovate and add value. Featuring a functional floor plan with generous living spaces, this home offers strong potential for customization and improvement. Situated on a spacious lot in a desirable Cumming location, the property is conveniently located near shopping, dining, parks, top-rated schools, and major commuter routes. Whether you're looking for your next investment project or a home to make your own, 4055 Merritt Drive offers outstanding potential in a sought-after area. Property is being sold As Is with no seller repairs or concessions.

4055 Merritt Drive, Cumming

$300,000

2 Beds ⋅ 1 Baths ⋅ 7844584 MLS

Who says owning property is not affordable anymore?! Check out this updated and move in ready home on 1.24 acres offered for an amazing price! This property could work for many scenarios - first time buyer, investor for rental, developer looking for large lot in desirable Cumming location, weekend getaway (could store a boat here and only minutes to the lake). The home has been nicely updated with an open floorplan and vaulted ceilings in the kitchen and main living area. Two bedrooms plus a bonus room / office. Septic tank recently serviced, newer windows, newer HVAC. Great Cumming location minutes from Lake Lanier and GA 400 but quiet country feel. Don't miss this great opportunity!

7485 Little Mill Road, Cumming

$299,000

2 Beds ⋅ 2 Baths ⋅ 7843952 MLS

Lake life meets easy one-level living in this charming modern cottage, just moments from public boat ramp access for weekends on the water at Lake Lanier. The rocking chair front porch creates a welcoming first impression, and the fenced yard offers room to roam, play, and enjoy the outdoors at home. Step inside to vaulted ceilings and an open floor plan that fills the space with light. The living area is centered around a fireplace with a tile surround, creating a natural focal point for gathering. The kitchen features granite countertops and room for an island for added prep space or storage, or bistro table for casual everyday dining. Two spacious bedrooms offer comfortable retreats, served by a full bathroom and a convenient powder bath. A screened-in and vaulted sunroom extends the living space outdoors, ideal for morning coffee or evening wind-down that can be enjoyed year-round. The fenced yard wraps around the driveway with gated access, while a storage shed offers possibility to be converted into a workshop or hobby space. Recent updates like a new water heater add peace of mind. Whether you're searching for a peaceful, low-maintenance primary residence or a turnkey weekend escape near the lake, this home delivers. Its location near GA-400 puts shopping, dining, entertainment, and the new Cumming City Center all within easy reach, rounding out a rare combination of comfort, charm, and convenience in one of Forsyth County's most desirable pockets.

4035 Hawk Street, Cumming

$300,000

3 Beds ⋅ 2 Baths ⋅ 7841905 MLS

Welcome home to this spacious and versatile property in a great Forsyth location with convenient access to local schools and amenities! The main level features 2 bedrooms and 1 full bathroom, a spacious eat-in kitchen with abundant counter space, and a comfortable living room complete with a gas fireplace. Enjoy morning coffee on the covered front porch or entertain on the rear deck overlooking the fenced yard. With no HOA, you’ll have added flexibility and convenience. The finished basement provides excellent additional living space, featuring a studio-style bedroom/bonus area and a second living room with its own fireplace. A full bathroom and laundry area add functionality, while a large storage area and small workshop provide plenty of room for hobbies, projects, and organization. Parking is plentiful with space for approximately 4–6 vehicles. Numerous updates provide peace of mind, including an updated roof and systems, along with updated kitchen appliances. With generous living space, multiple fireplaces, a fenced yard, ample parking, no HOA, and a desirable Forsyth location, this home offers plenty of flexibility for comfortable living, guests, hobbies, or additional living arrangements.

6345 Hickory Hills Road, Cumming

$250,000

2 Beds ⋅ 1 Baths ⋅ 7830323 MLS

Welcome home to this charming, updated ranch offering comfortable one-level living and a practical, easy-to-maintain floor plan. The renovated kitchen features updated cabinetry, granite countertops, and a stylish tile backsplash, creating a bright and welcoming space for everyday meals. With two bedrooms and one full bath, this home is a wonderful option for a first-time buyer, someone looking to simplify, or an investor seeking a move-in-ready property. A covered carport provides convenient parking, while two separate storage buildings offer additional space for tools, lawn equipment, hobbies, and seasonal items. Full of charm and thoughtful updates, this home is ready for its next owner to make it their own. SELLER WILL PAY 10K IN RATE BUY-DOWN OR CLOSING COST.

6815 Bannister Road, Cumming

$244,900

2 Beds ⋅ 1 Baths ⋅ 7824650 MLS

This 2BR/1BA sits on .32 acres and has been renovated to move, not to sit: freshly painted inside and out, new HVAC heat pump, new tankless water heater, new dishwasher, new lighting throughout, new windows and new gravel drive. Front and side decks are 2 years young. The sunroom adds flex space and opens to a large deck, none of the competition offers. Bonus: 8'x12' storage shed with a new ramp. Roof installed 2018, one less thing on a buyer's list. This is the 2BR/1BA in this market that's already done the work. Bring your buyers before someone else does. The 720 square footage does not include the enclosed sunroom square footage of 144 sf. Total square footage is 864.

5015 Virginia Avenue, Cumming

$289,000

2 Beds ⋅ 2 Baths ⋅ 7817447 MLS

BACK ON THE MARKET — NO FAULT OF THE SELLER! Property has been professionally appraised close to the current asking price, providing added confidence in the value. Income-Producing Investment Opportunity with Future Development Potential! This fully renovated 2-bedroom, 2-bath mobile home is a turnkey, cash-flowing investment currently generating $1,900/month in rental income. The property is tenant occupied with a lease in place through June 2027 and a strong likelihood of renewal. Please DO NOT disturb the tenant. Showings by appointment only. The home has been extensively updated with all major appliances less than two years old, a new metal duct system installed in 2025, and a septic system professionally serviced in 2026, offering low-maintenance ownership for years to come. Beyond the immediate rental income, this property presents an outstanding buy-and-hold or future redevelopment opportunity. Continue collecting rental income while planning your custom dream home in one of North Metro Atlanta's fastest-growing luxury corridors. Ideally located just outside The Manor in Milton, this property offers the advantage of a prestigious location while benefiting from lower Forsyth County taxes. Directly across the street is a new Toll Brothers luxury community, where homes are selling for over $1.5 million, highlighting the area's strong appreciation potential. Enjoy convenient access to GA-9 (Atlanta Highway), US-400, Windward Parkway, Halcyon, Avalon, top-rated dining, shopping, and entertainment. Motivated Seller! Seller financing is available for qualified buyers, creating a rare opportunity for investors seeking flexible purchase terms. Whether you're looking for immediate cash flow, long-term appreciation, or a future homesite, this property offers exceptional value in a highly desirable location.

3722 Longstreet Church Road, Cumming

$274,900

3 Beds ⋅ 2 Baths ⋅ 7808758 MLS

New roof and gutters coming soon. Home qualifies for usda, fha, va and conventional. Well maintained, great location, plus a level private lot. Plenty of square footage that offers an open concept with the kitchen, den, dining room and living room. Flooring offers vinyl plank flooring and/or tile throughout. The outdoor shed is perfect for extra storage.

4131 Tribble Road, Cumming

$285,000

2 Beds ⋅ 2 Baths ⋅ 7792586 MLS ⋅ Lanier Beach South BLDG.

Affordable Lake Living with Boat & Jet Ski Slip! Enjoy the lake lifestyle you?ve always wanted without the high price tag! This beautifully maintained 2-bedroom, 2-bath condo offers the perfect combination of comfort, convenience, and recreation. The updated kitchen was renovated just two years ago and features modern finishes, while the HVAC system and flooring were also replaced within the last two years, giving you peace of mind and move-in-ready convenience. Bring your boat and jet ski?your slips are included! Spend your days on the water, then return home to a friendly community filled with amenities. Residents enjoy a neighborhood pool, picnic area, kayak and paddleboard storage near the water, and even a fenced garden area perfect for growing your own vegetables. Located in a golf cart-friendly community, you?ll love cruising along the path that leads directly to the marina. A nearby park with public boat launching makes lake access even easier for family and friends. Best of all, exterior maintenance is included in the condo fee, allowing you to spend less time on upkeep and more time enjoying the lake. Whether you?re looking for a full-time residence, weekend retreat, or investment opportunity, this property offers an exceptional value and an unbeatable lake lifestyle.

3200 Rim Cove Drive Unit 115, Cumming

$290,000

2 Beds ⋅ 3 Baths ⋅ 7787214 MLS ⋅ Hutchinson Pointe BLDG.

This is a must see townhome in Hutchinson Pointe. This home has been lovingly renovated to include flooring in the main level, updated bathrooms and brand new carpeting in the upstairs bedrooms. The front entry welcomes you with plenty of natural light spilling into the kitchen, as well. Kitchen has updated appliances and a view to the family room. Upstairs are 2 well appointed bedrooms with attached baths and walk-in closets. Even with many great updates the best feature of this home is the large, private fenced yard. Being the coveted end unit allows for maximal yard space. Hutchinson Pointe is a family friendly neighborhood offering tennis courts, swimming pool, playground and walking trails while also centrally located to all the growing Cumming area has to offer. LOCATION is maybe the best selling point on this one - just a short drive to the fairgrounds, collection at Forsyth and Halcyon. Only 30 miles from Truist Park, a quick 20 min drive to Verizon Wireless Amphitheater and less than an hour from the Atlanta airport.

4350 Cypress Court, Cumming

$294,500

2 Beds ⋅ 3 Baths ⋅ 7712902 MLS ⋅ Hutchinson Pointe BLDG.

Don't miss this move in ready, UPDATED and charming two-story Townhome in Hutchinson Pointe (Location, Location, Location). This 2-bed, 2.5-bath residence features a new roof, new HVAC, a beautifully upgraded kitchen with white cabinets, stainless steel appliances, and quartz countertops, fresh paint and new flooring. Enjoy the spacious master bedroom with cathedral ceilings, and a walk-in closet. The property includes a one-car carport, an extra parking space, a storage unit, and a private fenced backyard with a large patio. The family-friendly Hutchinson Pointe community offers a swimming pool, tennis courts, a playground, greenspace and walking trail. This immaculate renovated townhome is located in the vibrant Cumming area, with easy access to top-rated schools, parks, dining and shopping. Hospital is nearby. Easy access to GA 400 & SR 20 and much more…

4470 Maple Valley Drive, Cumming

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